Hey there! Thanks for stopping by…  I hope by now you have had a chance to watch my videos over at YouTube.  If you have then you know that I have been through the same struggles that you may be experiencing right now trying to get a credit card for bad credit, rebuilding your credit and all of this on top of everything else going on in our lives.  I know that this can be very frustrating but it is also very rewarding when have worked hard to build your credit and you see the results such as being able to walk into a credit union and refinance your car loan to a super low rate saving you a ton of cash each month. I have designed this site for you to take action, because I learned a long time ago that no one is going to do this for you and it doesn’t get fixed if you do nothing.

Credit Cards For Bad Credit:  If you know your credit is horrible then you will most likely want to start with a secured credit card.  This is the type of credit card that most everyone will be approved for as long as you are not involved in a bankruptcy at the moment.  A secured card will require you to pay a deposit usually equal to the credit limit.  You can view the secured cards that I recommend by clicking on the tab above titled Credit Cards (Bad Credit)

Credit Cards For Fair Credit:  If you credit has issues but you don’t think you fall in the bad credit category then you should apply for an unsecured credit card.  You will not be required to pay a deposit for these cards, although there are not many to choose from since Orchard Bank stopped issuing new cards.  You can take a look at the unsecured cards that I recommend by clicking on the tab above that is titled Credit Cards (Fair Credit)

Credit Repair “Home Study” Course:  If you watch my popular YouTube Video then you know that I have created a home study course long before I ever created this website.  I used it to help people improve their credit so they could purchase a home.  I never thought I would have to use it to repair my own credit.  It is packed with great information that you can access for free, just click on the tab above that is titled: Credit Repair Course

Click the Contact Us tab if you have any questions for me about credit repair, credit cards, if you would like me to write a guest post for your site, do a guest interview or if you want to advertise on this site. Thanks, Joe