The Best Credit Card Rewards for 2013

After reviewing multiple credit card offers over the first two months of 2013, Cloud Technology Systems has posted the best rewards credit cards for 2013.  They picked the top two credit cards in each of the following categories, airline reward credit cards, shopping reward credit cards, hotel reward credit cards and cash back reward credit cards.

Here are the top two rewards cards in each of the following categories…

Airline Reward Credit Cards

Top pick is Gold Delta SkyMiles® Credit Card from American Express
  • - After you spend $500 in your first 3 months you earn 30,000 bonus miles toward award travel.
  • - Earn 1 mile for every dollar spent and 2 miles for every Delta purchase
  • - Save up to $200 per round trip (for a family of four) by checking your first bag free
  • - In the sky discounts on food, beverages ect. and priority boarding
  • - No annual fee for the first year, $95 per year starting the second year
Second pick is United MileagePlus Explorer Card
  • - Spend $1,000 in your first three months and get 30,000 bonus miles
  • - Save up to $100 for a round trip by checking your first bag free
  • - Get 1 mile per 1dollar spent and get double miles on United ticket purchases
  • - Priority boarding
  • - Two passes each year to the United club
  • - Use your miles for any united flight any date for any seat
  • - No limit to the miles you can earn and no expiration of miles
  • - No annual fee for the first year, only $95 for each year following

Shopping Reward Credit Cards

Top pick is Chase Sapphire® Card
  • - Spend $500 in the first 3 months and get 10,000 bonus points
  • - One point for every dollar spent plus an additional point for every dollar spent at resturantes
  • - No limit on points and they never expire
  • - Use your points for gift cards, merchandise, travel even cash back
  • - No annual fee
Second pick is Miles by Discover Card
  • - This card offers shopping rewards that can be redeemed at a number of retail outlets
  • - 12000 points upon sign up. Granted this is still high and still a good deal, but it is just not as good as the Chase Sapphire Preferred

Hotel reward credit cards

First pick is Miles by Discover Card

Now this may seem like a bit of an outside choice considering the fantastic value offered by the Chase Sapphire Preferred card. But there are valid reasons for this one taking the hotel rewards title. As mentioned before there is a nice 12,000 bonus points available to customers upon sign up. It has a bonus reward scheme for spending with certain travel locations as well, so therefore it gets bonus points for people who will be travelling and using hotels often. This means that there are more rewards for your money in the long run than taking the bigger bonus on the best introductory card.

Sometimes it works out better to choose the credit card with the most appealing indirect deal. This is definitively one of those examples, where you need to consider secondary reasons for joining. What is even better though is that even though you redeem points on travel and hotels the points can be spent on a number of things.  This ranges from air fares, hotel bookings, travel bookings, shopping, gift cards etc. Some cards only let you spend the bonus points back on the areas that you earned them from. The Miles by discover card allow cross area spending and this is a great flexible option to have on a card.
The Second pick is Chase Sapphire® Card
  • - Spend $500 in the first 3 months and get 10,000 bonus points
  • - One point for every dollar spent plus an additional point for every dollar spent at restaurants
  • - No limit on points and they never expire
  • - Use your points for gift cards, merchandise, travel even cash back
  • - No annual fee

Cash Back Reward Credit Cards

Number 1 choice:  The cash back credit card is one of the toughest categories to pick a winner for, seen as how so few offer the option. However in this case we have decided to opt for the overall favourite in this guide – the Chase Sapphire Preferred card. Simply because it offers a large initial sign up bonus which can be converted to cash back over time. It also has retail shopping bonus points which can be converted to cash back easily. Not many cards in today’s climate offer bonus points on retail shopping. So there is a common ground to generate additional points on top of your overall spending habits.

Number 2 choice: The number 2 choice in this category is also a Chase card, but this time it is the Chase Freedom Mastercard. The reason this has been picked is that the rewards focus only on cash back. There are no retail or service alternatives, so it is designed specifically for cash back users. Therefore if you are looking to purely use a credit card for cash back purposes what better card than this. In addition to this factor there are also 10,000 bonus points to be had for signing up initially, which is a sizeable amount. When you compare this to some other cash back cards, you will see that they often offer no sign up bonus. So this is not to be taken lightly or dismissed.

 

 

News Release

 

Just Posted: The Best Credit Card Rewards for 2013, According to Cloud Technology Systems, Inc.

After reviewing multiple credit card offers over the first two months of 2013, Cloud Technology Systems has posted the best rewards credit cards for 2013. They picked the top two credit cards in each of the following categories, airline reward credit cards, shopping reward credit cards, hotel rewards credit cards and cash back rewards credit cards.

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Best Credit Card Rewards 2013

release topquote The Best Credit Card Rewards for 2013Cash back rewards is one of the toughest categories to pick a winner for according the book Best Credit Card Rewards 2013release bottomquote The Best Credit Card Rewards for 2013

Columbus, Ohio (PRWEB) February 28, 2013

Cloud Technology Systems, Inc. has spent the first couple months of 2013 sifting through all of the current credit cards that offer rewards. They have finally posted their top two picks in every major category. Cloud Technology Systems posted their top rewards credit cards for 2013 here http://creditcardsforbadcreditnotbadpeople.com/news-releases/the-best-credit-card-rewards-for-2013/

  •     Airline reward credit cards
  •     Shopping reward credit cards
  •     Hotel reward credit cards
  •     Cash back reward credit cards

The top pick for airline rewards was a card specifically designed to attract air travelers and its main focus is on airline miles. It is pointed out that many cards offer air miles in conjunction with other types of rewards which many times weakens the airline rewards offered by that card.

The choice for shopping rewards cards offers a very generous points program; these two top picks have great incentive points when you join. Shopping points are generally more flexible than airline rewards due to the fact that the shopping points can be used in multiple shopping outlets.

The hotel rewards pick went to a company that is currently offering new customers a large bonus of points upon sign up. Both the second and first choice by Cloud Technology Systems, Inc. comes from the same credit card company.
Cash back rewards is one of the toughest categories to pick a winner for according the book Best Credit Card Rewards 2013. In general exchanging rewards points for cash back generally equates to a lesser value than trading points for goods and services. Regardless Cloud Technology Systems, Inc. has made their pick for the top two cash back rewards credit cards.

 

 

 

 

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